人民币数字化是指将人民币货币形式从纸币和硬币转变为数字化货币形式，使得人民币可以在数字化支付系统中进行流通和交易。
人民币数字化的基础是区块链技术和数字加密技术，可以实现快速、安全、便捷和低成本的支付和结算，同时可以有效打击非法金融活动和资金洗钱。人民币数字化可以促进数字经济和金融创新的发展，提高金融服务的效率和质量，同时也可以加强货币政策的调控和管理能力。目前，中国央行已经开展了人民币数字化的试点工作，并计划在未来逐步推广和推动人民币数字化的实施。
翻译：
The digitization of RMB refers to the transformation of RMB currency form from banknotes and coins to digital currency form, so that RMB can be circulated and traded in a digital payment system.
The foundation of RMB digitization is blockchain technology and digital encryption technology. Which can realize fast, safe, convenient and low-cost payment and settlement, while effectively combating illegal financial activities and money laundering. The digitalization of RMB can promote the development of digital economy and financial innovation, improve the efficiency and quality of financial services. And also strengthen the regulation and management capacity of monetary policy. At present, China’s central bank has carried out the pilot work of RMB digitalization. And plans to gradually promote and promote the implementation of RMB digitalization in the future.
