党的二十大报告提出，要加快发展数字经济，促进数字经济和实体经济深度融合。中国人寿保险股份有限公司(以下简称“中国人寿寿险公司”)将数字化转型作为落实“数字中国”建设、服务国家宏观经济治理的重要举措。
为更好地满足人民群众线上便捷购买保险产品的需求，充分发挥互联网“触达快、覆盖广、效率高”的优势，中国人寿寿险公司秉承“数字化、智能化、共享化”的互联网理念，打造了集“产品+服务+内容”于一体的“国喜保中国人寿保险商城”(以下简称“国寿保险商城”)。目前，已经在中国人寿寿险APP、官方微信及微信小程序多点上线，初步形成“一个平台、矩阵投放、万千触点、全域链接”的互联网直销新模式。国寿保险商城的上线是中国人寿寿险公司探索销售模式转型、加速数字化转型的重要里程碑。
中国人寿寿险公司保险商城依托数字化能力，按照“智能引领、体验优先、统一管理、数据驱动”原则进行设计研发，主要目的是为广大客户提供操作界面清晰、页面流程简洁、交互体验智能，系统安全稳定的互联网直销平台。在这里，用户可以获得信息透明、投保高效、决策自主的投保体验，同时还可以享有暖心贴心的一站式服务，真正实现“一步到位、一站服务、一键安心”。
经了解，中国人寿寿险公司保险商城已支持多款保险产品线上自助购买，用户可以一键下单，便捷投保。为满足客户家庭多元化的保险需求，提前为孩子规划未来保障，商城同步上线国寿卓越前程少儿年金保险(互联网专属)。该保险产品具有投保方式灵活、保障多元、领取安心等多重优势。投保人可选一次性交费、年交、月交三种交费方式。年交、月交时，支持3年、5年、10年三种交费期间。方便客户结合自身家庭情况选择适合自己的缴费方式，为孩子提供安心保障。凡出生二十八日以上、十三周岁以下，身体健康者均可作为被保险人，由对其具有保险利益的完全民事行为能力人作为投保人向中国人寿寿险公司投保该保险。儿时父母做规划，按照合同约定，孩子在成年的不同阶段可享受教育金、深造金、创业金，并获得身故保障，为孩子的成长道路增添一份保障与安心。
投保国寿卓越前程少儿年金保险(互联网专属)产品，可微信搜索“中国人寿保险商城”小程序或下载中国人寿寿险APP，在“产品-中国人寿保险商城”即可查找到相关产品并进入投保界面，按照操作步骤完成投保。
选择卓越前程，守护美好成长。中国人寿寿险公司始终坚持“以人民为中心”的发展思想，不断推进多元化产品供给，助力大众家庭构建更加科学、多维、全面的风险保障体系，全力守护人民美好生活。
中国人寿寿险公司2022年第3季度的综合偿付能力充足率为230.26%，核心偿付能力充足率161.93%，已达到监管的要求。公司最近一期的风险综合评级，即2022年第3季度的风险综合评级结果为AAA。相关数据以公司公开披露信息为准。本文内容仅供参考，具体以《国寿卓越前程少儿年金保险(互联网专属)利益条款》和《中国人寿保险股份有限公司个人保险基本条款》为准。
原文：
The report of the 20th National Congress of the Communist Party of China proposed to accelerate the development of the digital economy and promote the deep integration of the digital economy and the real economy. China Life Insurance Company Limited (hereinafter referred to as “China Life Insurance Company”) takes digital transformation as an important measure to implement the construction of “Digital China” and serve the national macroeconomic governance.
In order to better meet people’s demand for convenient online purchase of insurance products, and give full play to the advantages of the Internet of “fast access, wide coverage and high efficiency”, China Life Insurance Company adheres to the Internet concept of “digitalization, intelligence and sharing”. It has built the “Guoxibao China Life Insurance Mall” (hereinafter referred to as “Guoxibao Insurance Mall”), which integrates “products, services and contents”. At present, it has been launched in many places in China Life Insurance APP, official wechat and wechat mini program, and has initially formed a new Internet direct selling model of “one platform, matrix delivery, thousands of contacts, and global links”. The launch of Guoshou Insurance Mall is an important milestone for China Life insurance companies to explore sales mode transformation and accelerate digital transformation.
Relying on the digital ability, China Life Insurance Company Insurance Mall is designed.
Relying on the digital ability. China Life Insurance Company Insurance Mall is designed and developed in accordance with the principle of “intelligent leadership. The experience first, unified management and data driven”. The main purpose is to provide customers with a clear operation interface, simple page flow, intelligent interactive experience, safe and stable system of the Internet direct selling platform. Here, users can get transparent information, efficient insurance, decision-making insurance experience. But also can enjoy warm and intimate one-stop service, truly realize “one step in place, one stop service, one click of peace of mind”.
The insurance product has multiple advantages.
As far as we know, the Insurance Mall of China Life Insurance Company has supported the online self-service purchase of various insurance products. Users can place orders with one click, which is convenient for insurance. In order to meet the diversified insurance needs of customers’ families and plan future protection for children in advance. Guoshou Zhuoyue Future Children’s Annuity Insurance (exclusive to the Internet) is launched simultaneously in the mall. The insurance product has multiple advantages, such as flexible insurance method, multiple protection and peace of mind. The applicant can choose one – time payment, annual payment and monthly payment. For annual and monthly payments, three payment periods of 3 years, 5 years and 10 years are supported.
It is convenient for customers to choose their own payment method according to their own family conditions. So as to provide peace of mind for children. Any person born at least 28 days of age and under 13 years of age who is in good health may. As an insured, insure the insurance with China Life Insurance Company by a person with full capacity for civil conduct. Who has an insurable interest in him. The parents make plans when they are young. According to the contract, the child can enjoy education fund, further study fund and start-up fund at different stages of adulthood. As well as death guarantee, which adds a security and peace of mind for the child’s growth path.
To apply for children’s annuity insurance.
To apply for children’s annuity insurance (Internet only) products of Guo Shou Excellent Future, you can search the mini program of “China Life Insurance Mall” on wechat or download the APP of China Life Insurance. Then you can find related products in “Product-China Life Insurance Mall” and enter the insurance interface. You can complete insurance by following the operation steps.
Choose excellent future and protect beautiful growth. China Life Insurance Company has always adhered to the “people-centered” development philosophy, constantly promoted diversified product supply, helped the public families to build a more scientific, multi-dimensional and comprehensive risk protection system, and made every effort to protect the people’s better life.
In the third quarter of 2022, the comprehensive solvency adequacy ratio of China Life Insurance Company was 230.26%. And the core solvency adequacy ratio was 161.93%, which has met the regulatory requirements. The company’s most recent comprehensive risk rating, the third quarter of 2022, was AAA. The relevant data is subject to the company’s public disclosure information. The content of this article is for reference only. And the specific provisions of Guoshou Excellent Future Children’s Annuity Insurance (Internet Exclusive). And China Life Insurance Company Limited Personal Insurance Basic Provisions shall prevail.
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