数据资产化是指将数据视为一种重要的资产，并将其管理、促进利用和价值最大化的过程，通过对数据进行识别、分类和标记，以确定不同数据的价值和用途。数据资产可以包括客户数据、交易数据、风险数据、市场数据等。不同类型的数据资产基于数据应用目标进行相应的成本与价值计量，并进行有效的管理和利用，帮助银行提高数据价值和运营效率。
Data capitalization refers to the process of treating data as an important asset and managing, promoting and maximizing its use and value by identifying, classifying and labeling data to determine the value and use of different data. Data assets can include customer data, trading data, risk data, market data, etc. Different types of data assets are measured in terms of cost and value based on data application objectives, and are effectively managed and utilized to help banks improve data value and operational efficiency.
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